Dental Insurance in Gardena, CA
What is Dental Insurance/Dental Benefits?
Dental insurance typically covers the cost or a portion of the cost for a dental procedure such as preventive care (cleaning), exams, x-rays, exam, fillings, and more.
Dental insurance is purchased separately from medical insurance, and depending on your oral health history, your treatment needs, and which dentist you want to see, dental insurance may not be worth the value you are paying for the insurance plan.
How Dental Insurance Works
1.
Coverage Verification
2.
Treatment Planning
3.
Claim Submission
4.
Payment Processing
PPO Insurances Accepted
We proudly accept a variety of PPO (Preferred Provider Organization) dental insurance. PPO plans allow you the flexibility to choose from a wide network of dentists, including our skilled team at Gardena Dental Group. With a PPO plan, you can enjoy the following benefits:
- Flexibility: PPO plans often do not require referrals to see specialists, giving you more freedom in managing your dental care.
- Coverage: PPO plans typically cover a significant portion of preventive services such as cleanings, exams, and X-rays. Additionally, they offer coverage for restorative procedures like fillings, crowns, and root canals.
- Out-of-Network Options: While staying within the network provides the highest level of coverage, PPO plans also offer some level of coverage if you choose an out-of-network provider.
Our knowledgeable staff is here to help you understand the benefits of your plan and work with your insurance company to maximize your coverage.
Denti-Cal Coverage for Patients Up to Age 20
We are pleased to accept Denti-Cal, California’s Medicaid dental program, for patients up to the age of 20 in Gardena, CA. Denti-Cal offers comprehensive dental benefits for eligible children and young adults, providing essential preventive and restorative dental services. Here are some of the services covered by Denti-Cal:
- Preventive Care: Regular check-ups, cleanings, fluoride treatments, and dental sealants to maintain oral health and prevent decay.
- Restorative Services: Fillings, crowns, and other treatments to restore damaged teeth.
- Orthodontic Treatment: Orthodontic evaluations and treatment may be covered for eligible patients with medically necessary conditions.
Our highly skilled team is experienced in working with Denti-Cal and will help guide you through the process of receiving the care you need.
How to Get Started
If you have any questions about your dental insurance or want to verify your coverage before your appointment, please contact our office. Our friendly team is here to assist you every step of the way. We’ll help you understand your benefits, file insurance claims on your behalf, and provide cost estimates for any treatments in Gardena, CA.
CAll 310-366-7666Which Treatments are Covered by Dental Insurance?
Dental insurance assists with coverage for a wide range of treatments, from cleanings and exams to fillings, root canals, and dentures. If your dental treatment is only partially covered by your plan, the remainder of the cost is out of pocket. In most cases, preventive care (for healthy gums) is covered at or close to 100%, with major and basic services covered somewhere between 50-80%.
Every dental insurance policy has an annual maximum and specific criteria that treatments must fit into if they are reimbursable by your insurance plan. If you have concerns about your coverage, it’s best to talk to your employer’s HR department to discuss the specifics of your policy and where it’s accepted.
We’re here for You
Don’t let a damaged or unsightly tooth hold you back. Restore your smile’s beauty and function with a custom dental crown from Gardena Dental Group.
Ready to take the next step toward a healthier smile? Contact Gardena Dental Group in Gardena, CA, today to schedule your appointment. We look forward to helping you achieve excellent dental health with the support of your insurance benefits!
Dental Insurance FAQs
If you have any questions about dental insurance, we’ve got answers.
Even if we are out-of-network with your insurance, we will work with your insurance to reduce care costs. Although many insurance plans may restrict in-network benefits to certain providers, you can normally use your plan at out-of-network dentist’s offices as long as you pay the difference in the coverage and treatment fee.
To help you better make decisions and understand your care, Gardena Dental Group will always print an itemized treatment plan that lists all fees and procedures included, along with your estimated insurance benefits and patient portion. That way, you know exactly what to expect prior to scheduling any treatment. Additionally, you can always choose to finance all or a portion of your procedure when necessary.
Every patient at Gardena Dental Group will receive a detailed treatment care plan with an itemized insurance estimate included. That way, if you’re planning to get a filling, crown, implant, or other procedure, you can see what your insurance is expected to cover compared to the total treatment price. When possible, our Gardena dentist will also offer alternative treatments worth considering so that you can compare them to one another and budget accordingly.
Many of our patients do not have dental insurance and choose to finance their dental treatment. They are able to make affordable, low monthly payments instead of enrolling in a separate insurance plan. Talk with one of our team members today to find out if you need dental health insurance, other options available to finance all of your dental treatment if you don’t have insurance, and how affordable payment options work.